The Swiss Healthcare System: Is It The Best In The World?
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Loading... - Damian Hall
- 03 May 2023
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The Swiss healthcare system is widely regarded as one of the best in the world and for good reason. It was developed based on a mandatory health insurance model that ensures all citizens and residents have access to essential healthcare services, regardless of their financial background or socioeconomic status. The system is designed to be comprehensive, efficient, and patient-centered, focusing on providing high-quality care to all.
The Mandatory Health Insurance Model
Under the mandatory Swiss health insurance model, everyone living in Switzerland is required to have basic health insurance coverage. Each person can choose their insurance provider and deductible (called “franchise” in German). Specific rates are based on things like age, health status, and location.
The insurance market is regulated by the government to ensure comprehensive and affordable health insurance for all. And one big advantage of the Swiss health system is that costs are spread across all individuals giving access to world-class hospitals and health care for all.
Who is Eligible For Coverage
Because healthcare coverage is mandatory for everyone, there are no exceptions for eligibility. So, health care coverage includes all residents of Switzerland, including:
- Swiss nationals
- Expats
- Temporary residents (eg. students, asylum seekers)
- People with pre-existing conditions
